🎯 Montana Lottery: Big Wins Beneath Big Skies
Since its voter-approved launch in 1986, the Montana Lottery has been a staple of chance, fun, and funding in Big Sky Country. From scratchers to mega jackpots, the lottery offers exciting ways to win while contributing to the state’s general fund, which supports public services across Montana.
Unlike some states, Montana does not offer online, phone, or mail sales of lottery tickets. All tickets must be purchased at authorized in-person retailers. However, you can buy tickets in advance for several consecutive draws.
🎟️ Montana Lottery Games
Montana offers a great mix of in-state and multi-state draw games:
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Big Sky Bonus – Daily draw game with 4 numbers (1–31) and a Bonus Number (1–16).
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Montana Cash – Exclusive to Montana. Drawn Wednesdays and Saturdays with jackpots that start around $40,000.
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Powerball – Massive multi-state jackpots starting at $20 million.
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Mega Millions – Jackpots often soar above $100 million.
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Lotto America – Better odds than Powerball, with jackpots starting at $2 million.
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Lucky for Life – Win $1,000/day for life or $25,000/year for life.
🕔 Draw Times (Montana Local Time)
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Big Sky Bonus – Daily at 7:30 p.m.
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Montana Cash – Wednesdays & Saturdays at 8:00 p.m.
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Powerball – Mondays, Wednesdays & Saturdays at 8:59 p.m.
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Mega Millions – Tuesdays & Fridays at 9:00 p.m.
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Lotto America – Mondays, Wednesdays & Saturdays at 8:15 p.m.
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Lucky for Life – Daily at 8:35 p.m.
🧾 Claiming Montana Lottery Prizes
🎟️ Options:
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Prizes under $600:
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Claim at any retailer, by mail, or at the Montana Lottery Headquarters.
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Prizes $600 or more:
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Claim in person at Headquarters in Helena or by mail.
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Appointments encouraged Tue–Thu; walk-ins welcome Mon–Fri, 8:30 a.m.–4:30 p.m.
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📬 Mail to:
Montana Lottery
P.O. Box 6073
Helena, MT 59604-6073
Include:
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Signed ticket
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Completed claim form
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Copy of valid ID
(Keep copies for your records)
💰 Montana Lottery Tax Withholding
For U.S. citizens/residents WITH a Social Security number:
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Winnings over $5,000:
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6.9% state tax + 24% federal tax = 30.9% total withheld
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For U.S. citizens/residents WITHOUT a Social Security number:
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$600–$4,999: 24% federal tax only
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Over $5,000: 6.9% state tax + 24% federal = 30.9%
For Non-U.S. citizens:
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$600–$4,999: 30% federal tax only
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Over $5,000: 6.9% state + 30% federal = 36.9%
🎓 Where Do Montana Lottery Funds Go?
Initially used to reduce property taxes, since 1994, Montana Lottery proceeds are directed to the state’s general fund, where the state legislature allocates funding to a variety of essential services and infrastructure initiatives.
🔐 Anonymity Policy
Montana allows partial anonymity:
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Winners’ names are not shared unless they consent.
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Publicly disclosed info may include: city of residence, draw date, prize amount, retailer, and game played.
FAQ: 🧠 Montana Lottery
1. Can I buy Montana Lottery tickets online or by phone?
No. You must purchase tickets in person from authorized retailers.
2. What games can I play?
Big Sky Bonus, Montana Cash, Powerball, Mega Millions, Lotto America, and Lucky for Life.
3. How old do I need to be to play?
You must be 18 years or older.
4. How long do I have to claim my prize?
You have 6 months (180 days) from the draw date.
5. Are winnings taxed?
Yes. Winnings over $5,000 are subject to state and federal tax. Details depend on your residency and whether you present a SSN.
6. Can I remain anonymous?
Yes, partially. Your name will not be made public unless you allow it. Other details may be disclosed.
7. What if my ticket is lost or damaged?
Lost/damaged tickets can’t be replaced. Sign your ticket immediately to protect it.
8. Can I purchase tickets in advance?
Yes! Check the Advanced Draws section—up to 7 to 24 draws depending on the game.
9. Can I claim prizes by mail?
Yes. Submit the signed ticket, ID, and claim form to the Helena office.
10. Can non-Montana residents play?
Yes! Anyone in Montana can buy and claim lottery tickets.
11. Can I use a trust to claim large winnings?
Yes, a trust may be used. Consult a lawyer for best practices.
12. Where do Montana Lottery profits go?
They support the state’s general fund, helping fund public programs and initiatives.